We manage insurance business by reviewing, recommending and providing advice on the adequacy and appropriateness of such insurance contracts that may be required by your organization during the course of its operations. We actively seek insurance protection for our clients assets in line with their demands and needs and noting carefully the peculiarity of their operations.
CRM offer efficient claims management and ensuring that all insurance losses which are recoverable from insurers are paid on time. We also review deductibles and limits of indemnity and advising and commenting on any insured or uninsurable risks for our clients
This policy promises to indemnify the Insured for the Loss, damage or destruction to any of the properties insured from any cause whatsoever except where specifically excluded in a manner necessitating repair or replacement. This policy will cover fire, theft, flood, storm, etc.
The policy is designed to protect the insured in respect of his legal liability to pay compensation for accidental bodily injury to or accidental damage to the property of members of the public caused by or through the negligence, omission or commissions of the insured or his employees or by defects in the premises and includes legal charges and expenses. This policy is very necessary as it complies with the tenet of the new Insurance Act 2006, Act 724 and section 184, which makes it mandatory for all commercial business/public places to be insured against third party liability risks.
This policy indemnifies the insured in respect of Loss of, damage to or destruction to the insured vehicle as a result of accidental collisions, overturning, theft or fire including windscreen damage. The risk of incurring legal liability for damage to property of third parties or for injury to or death arising out of the ownership or use for such insured vehicle is also covered.
This policy will indemnify the insured by payment of cash or by the option of the insurer by reinstatement or repair of property insured as a result of the occurrence of any fortuitous and sudden physical loss or damage from any cause not specifically excluded in a manner necessitating repair or replacement. Policy applies to the insured items after completion of their performance acceptance test whether they are at work or at rest, or being dismantled for the purpose of cleaning or overhauling.
This policy provides compensation to the insured in respect of death and bodily injury caused by violent accidental external and visible means resulting directly and independently of any other cause within the period of insurance. This cover is on a worldwide and twenty-four (24) hour basis.
a. The Group Life Policy is a death-in-service benefit, which provides lump sum compensation to dependents or beneficiaries of a deceased employee whilst the insurance contract is in force. Benefits are payable in respect of death from all causes, except when specifically excluded.
b.The supplementary accident policy pays compensation following injury or permanent disability resulting from violent, external and visible means.
This insurance is arranged to comply with the various employers’ liability legislations in Ghana including the Workmen’s Compensation Law of 1987.The policy is intended to indemnify you in respect of your legal liability to your workmen for personal injury, fatal or otherwise where such injury arises out of an accident or sickness in the course of executing their work duties.
This policy is intended to provide compensation for any fraudulent or dishonest act of your employees in position of trust discovered during the period of indemnity or within six months after termination of employment or expiry of the policy.
This policy promises to indemnify the insured in respect of loss damage or destruction from all accidents and or misfortunes of money whilst in transit between the premises and the bank or post office and whilst in the premises during business hours. Risks of loss, damage or destruction to money whilst secured in locked safe or strong room in the premises out of business hours is also covered under the policy.
The policy promises to indemnify the insured in respect of loss, damage or destruction of goods insured following any accident or misfortune whilst in the course of transit from the insured’s premises and the consignee’s address. It provides compensation for the loss of or damage to the goods insured resulting from an accident occurring to the carrying vehicle or theft following violence or threat of violence against an employee of the insured or carrier during the period of transit.
All types of bonds including; Advance payment bonds, performance bonds, bid bonds etc.
